In addition to the direct benefits specified above, our members also gain other significant advantages:

• No joining fee;
• No medical examinations, although a waiting period applies;
• Low premiums, but excellent cover;
• Immediate cover for unnatural death;
• Convenient deduction of premiums directly from state grants;
• If a policy lapses, it may be reinstated by the member within six months by paying the arrear premiums;
• A countrywide network of offices providing convenience and excellent service;
• Valid claims are paid in cash within 24 hours after receipt of the required claim documents;
• The cash benefit is paid directly to the beneficiary.